Florida Construction Insurance

Construction insurance in Florida provides critical financial protection for contractors, builders, and construction businesses against the risks that come with building projects. Whether you are working on residential homes, commercial developments, or large infrastructure projects, the right coverage protects you from costly liabilities, property damage, and workplace accidents. Construction sites are high-risk environments where accidents, equipment damage, and legal claims are common, and a comprehensive policy helps safeguard your business, employees, and finances so you can stay focused on completing projects with confidence.

How Can We Help?

At Single Source Insurance, we specialize in helping construction professionals secure customized, cost-effective insurance solutions that protect their business, employees, and projects. Our expertise includes:

  • Tailored Coverage: Policies designed for general contractors, subcontractors, builders, and developers.
  • Risk Management Solutions: Protection against accidents, property damage, and liability claims.
  • Flexible Policy Options: Coverage for single projects or ongoing operations.
  • Expert Guidance: Our advisors help you navigate complex policy options and legal requirements.

Whether you’re a small contractor or a large construction firm, we’ll find the right insurance plan to keep your projects running smoothly.

What Does Construction Insurance Cover In Florida?

Construction insurance policies can be customized to include:

  • General Liability Insurance – Covers third-party injuries, property damage, and legal fees.
  • Builder’s Risk Insurance – Protects buildings and materials under construction against fire, theft, vandalism, and weather damage.
  • Workers’ Compensation – Covers medical expenses and lost wages for employees injured on the job.
  • Commercial Auto Insurance – Provides coverage for work vehicles used in transporting materials, tools, and employees.
  • Contractor’s Equipment Insurance – Protects expensive construction equipment from theft, damage, or breakdowns.
  • Professional Liability Insurance – Covers errors and omissions that lead to financial loss for clients.
  • Surety Bonds – Guarantees project completion and compliance with contractual obligations.

Our team will work closely with you to determine the right combination of coverage for your construction business.

When Should You Get Construction Insurance in Florida?

If you’re working on any construction project, securing insurance before you break ground is crucial.

Construction insurance is essential for:


General Contractors & Builders – Ensures protection against third-party claims, employee injuries, and project risks.
Subcontractors & Tradesmen – Covers liability and equipment damage for specialized work.
Property Developers – Protects against financial losses during construction.
Project Owners & Investors – Mitigates risks related to delays, damages, and unforeseen events.

Don’t wait until a problem arises—protect your business and assets before construction begins.

The Single Source Difference

Choosing Single Source Insurance means partnering with experienced advisors who understand the unique risks of the construction industry and are dedicated to protecting your business.

When you work with us, you get:


Customized Solutions: Insurance plans built specifically for contractors and construction professionals.
Industry Expertise: Deep knowledge of Florida construction laws and requirements.
Ongoing Support: A dedicated team to assist with claims, policy changes, and risk management strategies.

Let us show you the Single Source difference today. Contact us, and we’ll help you find the best construction insurance coverage for your business.

Let’s Get Started

Ready to see what makes Single Source one of the best insurance companies? Request a quote today or contact us for more detailed information.