Inland Marine Insurance in Florida

Commercial inland marine insurance in Florida protects business property in transit or stored offsite, including tools, equipment, and high-value materials. Despite the name, it has nothing to do with boats and covers movable property that standard commercial policies do not. If your business transports goods, stores equipment at job sites, or operates across multiple locations, inland marine insurance keeps your valuable assets protected from loss, theft, or damage wherever the job takes you.

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How Can We Help?

At Single Source Insurance, we help Florida businesses get inland marine coverage that’s simple, smart, and specific to their daily operations. Our team understands the risks associated with moving or offsite property and helps you find the right level of protection—without paying for what you don’t need.

Our inland marine insurance services include:

Tailored Coverage: Designed for contractors, transporters, service providers, and mobile businesses.
Tool & Equipment Protection: Covers items stored in vehicles, job sites, or temporary locations.
Installation Floater Options: Protects materials waiting to be installed at a client’s site.
High-Value Transit Coverage: Includes protection for goods or merchandise in transit.
Expert Risk Review: We assess where your equipment goes and build coverage around that.

Whether you’re a contractor with tools in a truck or a business shipping valuable goods, we’ve got you covered.

What Does Inland Marine Insurance Cover?

Inland marine policies can be customized to fit your business needs. Typical coverages include:

Tools & Equipment: Protection for handheld and heavy-duty tools from loss, theft, or damage.
Contractor’s Equipment Floater: Covers large or specialized construction equipment used offsite.
Installation Floaters: Covers materials awaiting installation at a project site.
Property in Transit: Insurance for goods being moved from one location to another.
Bailee’s Coverage: Protects customer property that’s in your care, custody, or control.
Electronics & Specialized Equipment: Protection for mobile devices, diagnostic tools, and other high-value items.

We’ll help you build a policy that gives you confidence and coverage—on the road, at the site, or in storage.

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When Should You Get Inland Marine Insurance?

If your business relies on moving, storing, or using valuable property offsite, inland marine coverage is a must—especially in a state like Florida where weather, theft, and accidents can happen quickly.

It’s time to consider inland marine insurance if:

✔ You regularly move tools, equipment, or materials between job sites
✔ You store property in trucks, trailers, or temporary locations
✔ You install goods at client properties
✔ You transport high-value items that aren’t fully covered by general liability or property insurance
✔ Your contracts or clients require specific equipment coverage

Protect your tools, tech, and transportable property before something goes wrong.

The Single Source Difference

At Single Source Insurance, we understand the ins and outs of inland marine coverage—and how vital it is for Florida’s mobile, fast-moving businesses.

When you work with us, you get:

✔ Industry-Specific Coverage: Customized for contractors, installers, couriers, and service pros.
✔ Expert Guidance: We’ll help you identify gaps in your coverage before they become costly problems.
✔ Top-Rated Carriers: Access to the best insurance providers with flexible inland marine policies.
✔ Responsive Support: From policy setup to claims, we’re always here when you need us.

Let us show you the Single Source difference. Reach out today and protect your business property—no matter where the job takes you.

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