At Single Source Insurance, we help Florida condo owners secure personalized, affordable condo insurance policies that fill in the gaps left by the HOA’s master coverage.
We’re here to simplify the process and make sure you’re properly protected with:
Interior Unit Coverage: Protection for walls, floors, cabinets, fixtures, and upgrades.
Personal Property Protection: Covers furniture, clothing, electronics, and valuables.
Loss Assessment Coverage: Helps pay for your portion of damages to shared areas not fully covered by the association.
Liability Coverage: Protects you if a guest is injured inside your unit or you cause damage to another unit.
Expert Guidance: We review your HOA’s master policy to make sure you’re not over- or under-insured.
We tailor your condo insurance so you only pay for what you need—nothing more, nothing less.
A typical Florida condo insurance policy includes:
Interior Structure Coverage: Protection for walls, ceilings, flooring, built-in appliances, and renovations not covered by the HOA.
Personal Property Coverage: Replaces belongings like furniture, clothing, electronics, and decor if damaged or stolen.
Liability Protection: Covers legal and medical costs if someone is injured in your unit.
Loss of Use: Pays for temporary housing if your condo becomes unlivable due to a covered event.
Loss Assessment Coverage: Helps cover your share of HOA assessments related to shared property damage or liability claims.
Optional Flood or Hurricane Deductible Coverage: Available depending on your risk level and location.
Our advisors will walk you through your HOA documents and match your policy to exactly what you need to stay protected—no more, no less.
Whether you’re purchasing your first condo or living in a high-rise on the beach, the best time to secure condo insurance is before closing or moving in.
Condo insurance is essential if:
✔ You’re buying a new or resale condo unit
✔ Your mortgage lender requires HO-6 coverage
✔ You’ve made upgrades inside your unit
✔ You want to protect personal belongings against fire, theft, or water damage
✔ You live in a hurricane-prone area (which most of Florida is)
Don’t wait for a storm, leak, or accident—get covered from day one.
At Single Source Insurance, we understand the Florida condo lifestyle—and the unique insurance challenges that come with it.
When you choose us, you get:
✔ Personalized Protection: Coverage built around your condo’s features and HOA gaps.
✔ Local Expertise: We understand the Florida market, storm risks, and condo regulations.
✔ Access to Top Carriers: We shop trusted insurers to find the right price and protection.
✔ Friendly Support: We’re always just a phone call away when you have questions or need help with a claim.
Let us show you the Single Source difference. Contact our expert team today and get the right condo insurance coverage to protect your unit, your belongings, and your peace of mind.
Ready to see what makes Single Source one of the best insurance companies in Clearwater? Request a quote today or contact us for more detailed information.
2026 Single Source Insurance